If you’re between 65-85 years old, you’re guaranteed to be approved. No health questions or medical exams necessary.

Features and benefits of this coverage

Here’s whats included with our whole life policies.

Guaranteed approval

If you’re between the ages of 65 and 85, you’re guaranteed to be approved, regardless of any health issues. It’s that simple.

Affordable lifelong protection

As long as you keep up with your premiums, this coverage will last your whole life. Premiums are level, meaning they won’t go up over the life of your policy. The quote you get today is the same as your final rate.

Cash value

This policy builds cash value automatically. You can use this cash value for emergencies or to supplement retirement income by taking a tax-free policy loan against the cash value. Note that outstanding policy loans will decrease the amount of the death benefit paid to your beneficiaries.

How it works

Apply in minutes

Our simple online application process means you’ll be approved instantly. No health questions or medical exams needed.

Choose your coverage

Choose between $10K, $15K, $20K, $25K, and $30K in coverage. Once you lock in a monthly premium, it’ll stay the same during the life of your policy. Guaranteed.

Get covered instantly

Once you attach a credit card and make your first payment, you’re covered. Coverage is immediate and lasts your whole life.